138 Vito Molinari Rd, Oneonta, NY 13820 (MLS # 11915243)

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PRICE $549,700 dsIDX morgage calculator
BEDS 4
BATHS 3
HOME SIZE 1,852 sqft
LOT SIZE 7,841 sqft

Perched above the shoreline with 50 feet of private waterfront, this year-round Cape Chalet offers privacy, flexibility, and pretty views where the Susquehanna River meets Goodyear Lake. Nestled among mature trees, the home enjoys an enchanting treehouse feel, with elevated views through the canopy to the sparkling water below. The natural setting provides welcome shade and privacy, while selective trimming of saplings could further enhance the panoramic water vistas. With 21/2 levels of finished living space, this well-maintained 4-bedroom, 3-full-bath home easily adapts to a variety of lifestyles. The main level features an open living, dining, and kitchen area designed for simple living. Sliding glass doors invite the outdoors in and open to an expansive deck-a great start to your day to unwind as the river gently flows below. Two guest bedrooms and a full bath complete this level, offering comfortable accommodations for family and visitors. The second floor is dedicated to a private primary suite. Enjoy a spacious bedroom, ensuite bath with dual vanities, separate his-and-hers closets, and skylights that bathe the space in natural light. An adjoining loft offers the perfect spot for a home office, reading nook, yoga or fitness area. A finished walk-out lower level provides exceptional flexibility with its own private entrance, making it ideal for guests, extended family, or income potential. This space includes a kitchenette, living room, bedroom, and full bath, with sliding glass doors opening to a covered patio overlooking the water. Whether used as a private guest suite, short-term rental, or multi-generational living space, it offers comfort and independence while remaining connected to the main home. Recent updates include a durable metal roof installed just two years ago, providing lasting value and peace of mind for years to come. From the elevated deck to the peaceful patio below, every level of the home is designed to embrace the beauty of its riverfront setting and the relaxed lifestyle that comes with it.

DAYS ON MARKET 9 LAST UPDATED 8/5/2026
YEAR BUILT 1991 COUNTY Otsego
STATUS Active PROPERTY TYPE(S) Single Family

SCHOOLS
School District MILFORD CENTRAL SCHOOL DISTRICT


ADDITIONAL DETAILS
AIR Window Unit(s)
AIR CONDITIONING Yes
APPLIANCES Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer
BASEMENT Finished, Full, Walk-Out Access
CONSTRUCTION Frame, Wood Siding
FIREPLACE Yes
HEAT Baseboard, Electric, Propane, Propane Stove
INTERIOR Laminate Counters
LOT 7841 sq ft
LOT DESCRIPTION Near Public Transit, Waterfront
SEWER Septic Tank
STORIES 3
STYLE 0, Cape
TAXES 4437
VIEW Yes
VIEW DESCRIPTION Lake, River, Water, Scenic, Trees/Woods
WATER Well, Private
WATER ACCESS Goodyear Lake
WATERFRONT Yes
WATERFRONT DESCRIPTION Lake
MORTGAGE CALCULATOR
   

TOTAL MONTHLY PAYMENT

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